Penny, your AI Finance Agent
Reads Stripe, Razorpay and your bank statements — then tells you the truth about your money.
Penny is your fractional CFO. She reads your live Stripe and Razorpay accounts, ingests any bank or gateway statement you drop into the chat, and answers the questions that matter: what came in, what went out, what it cost, how long the cash lasts. She tracks your AI Experts' own compute cost as an expense line, flags refund spikes and duplicate charges, and lands a finance digest in your workspace every Monday.
Why it helps
- P&L snapshots per currency (revenue, fees, expenses, net)
- Runway & burn tracking from real cash data
- Anomaly alerts: refunds, failed payments, duplicate charges
How to use it
- Hire Penny. Open Team → Hire Experts, find Penny and choose Hire. Hiring is free; Penny only uses your plan when you give it work.
- Give it a job. Open Chat with Penny and say what you need in plain words, or start from a suggestion such as “Give me this month's P&L: revenue by source, expenses, net — per currency”.
- Read what comes back. The work lands in the chat and in your Library. Ask for changes in the same chat until it is right.
- Approve anything that goes out. If the work sends an email, posts, or spends money, it waits in Approvals until you say yes.
- Connect your data. In Settings → Connected apps, connect Stripe so Penny reads your real numbers instead of guessing.
Make the most of it
- Fill in your Business DNA first: every Expert reads it, so the first draft already sounds like you.
- Try asking: “What's my runway? My current cash balance is: ”
- Try asking: “Scan the last 30 days for anomalies — refunds, failed payments, anything weird”
Hand it over in one click
- Figure out what I actually made this month — Penny
- Find out how many months of money I have left — Penny
- Check nothing weird happened in my payments — Penny
- Add up what my AI tools actually cost me — Penny
Questions
Will Penny send or post anything on its own?
No. Anything that sends, posts or spends waits in Approvals until you approve it.
What does Penny cost?
Hiring is free. Each job uses your plan; see Plans, runs and using your own AI key.